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<br />
<br />PREFACE TO MORTGAGE OR DEED OF TRUST UNDER
<br />FARM HOMESTEAD PROTECTION ACT
<br />
<br />;< 5,50
<br />
<br />DISCLAIMER
<br />
<br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned,Rex Allen
<br />Spiehs and Karen Lynn Spiehs, husband and wife, and Richard C. Spiehs and Diane R. Spiehs, husband
<br />and wife, prior to executing the attached Deed of Trust dated February 27, 2008, by and between the
<br />undersigned and Pathway Bank, A Nebraska Banking Corporation, (hereinafter referred to as "Mortgage")
<br />hereby state and acknowledge:
<br />
<br />1. That no part of the homestead of the undersigned is presently, or in the future will be, situated on the
<br />following described real estate, (hereafter Parcel I) nor are there any buildings sufficient to be designated
<br />as a homestead, presently located upon said Parcell:
<br />
<br />The Northeast Quarter (NE Y-.) of Section Ten (10), in
<br />Township Eleven (11) North, Range Eleven (11) West of
<br />The 6th P.M., Hall County, Nebraska excepting a tract more
<br />Particularly described in Joint Tenancy Warranty Deed
<br />Recorded as Document No. 79-007231.
<br />
<br />2. The undersigned acknowledge that while the Mortgage or Deed of Trust remains unsatisfied and a lien on
<br />said Parcell, they shall have no right presently or in the future to make a designation of homestead on
<br />Parcel 1, including without limitation, in the event of a foreclosure or trustee's sale under the mortgage or
<br />Deed of Trust.
<br />
<br />3. The undersigned acknowledge that if, contrary to this Disclaimer, they establish a homestead on said Parcel
<br />1 during the time the Mortgage or Deed of Trust remains unsatisfied and a lien upon Parcell, they shall
<br />have no right to make a designation of homestead in the event of a foreclosure or trustee's sale under the
<br />Mortgage or Deed of Trust.
<br />
<br />4. The undersigned state that this acknowledgment is their knowing and voluntary act and deed and
<br />constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead
<br />Protection Act and the undersigned do hereby disclaim any right to designate a homestead in the
<br />event of default upon such Mortgage or Deed of Trust or in the event of a foreclosure or trustee's
<br />sale under the Mortgage or Deed of Trust.
<br />
<br />5. The undersigned further understand and agree that this acknowledgment and Disclaimer shall be tiled as a
<br />Preface to and become a part of the Mortgage or Deed of Trust.
<br />
<br />Dated: February 27, 2008
<br />
<br />~,.'J
<br />
<br />
<br />/
<br />f~ LyM-o< Sf'L-
<br />
<br />Ka:::t:.ynn Spiehs
<br />
<br />etJ ('CJ~
<br />1:=~, Spiehs
<br />\j)~~ R, ~~\ :n ~ ^
<br />o;:xi:;.~
<br />
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