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<br />N <br />o <br />o <br />CO <br />o <br />-" <br />CO <br />CJ1 <br />c.o <br /> <br />-- <br /> <br />Jr~ <br />~ (t- <br />t..; <br />-r m <br />;; <br />:::z:.-<.. <br />~ <br />(b <br />.J <br />('\.. <br />~ <br />;S <br /> <br /> N 1 , , 5Lf; <br /> m , <br /> "'" <br /> c: I' '"' Ul <br /> Z , I -~ :n :I: <br />Q ii <br />~ D I ~ <br />m f!) I <br />n en <br />'IIli :z: <br /> <br /> n1 <br /> :~~ <br /> --I <br /> rn <br /> j'._~",:':. c> (f' 0 :.0 <br /> C,,,,::,:' <br /> .~':~), c> --j nl <br /> ('.;;:~) a <br />-.-... c.: N <br /> -. l,_ =~3 z > <br /> '. ;:::., ---.\ rr; 0 en <br />r""f"1 = r-<. '. ." 0 ....'::JIII <br /> ~"'T., "'- <br />C) C) cO <br />c;) 0") '.-q -- co -1 <br />-'"'1"1 :L. I 1-; 0 ::0 <br /> r,., , c::: <br />. - ::n _l:" s: <br />(""1'0', \> r' ;.0 ~ <br />fT1 > :::::3 r 1".>'" In <br />c' u' CX) ~ <br />if- (. ~ 7' <br /> t, l'~" )>. en Z <br /> 0 ------- ------- 0 <br /> ([l CD <br /> CD Ul <br /> <br /> <br />Prepared by: Wells Fargo Financial, Inc. <br />800 Walnut Street <br />Des Moines, Iowa 50309 <br /> <br />SS50 <br /> <br /> <br />WELLS F INANCIAL NEBRASKA, INC. <br />231 TH WEBB ROAD <br />GRA AND, NE 08803 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 9,11, 16, 18 and 19. Certain rules regarding the usage of words used in this document are also <br />provided in Section 14, <br /> <br />(A) "Security Instrument" means this document, which is dated 02/22/08 , together <br />with all Riders to this document. <br />(B) "Borrower" is JAME~-.l_~_~HII:I.A:ND V GLORIA SMITH HUSBAND ANR_____u...'" <br />WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br /> <br />(C) "Lender" is Wells Fargo Financial Nebraska, Inc. Lender is a corporation organized and <br />existing under the laws of Nebraska. Lender's address is 2319 NORTH WEBB ROAD...__ <br />GRAND ISLANP---,-NE 68803 . Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is FIRST AM~BI~AN.IITLE INSURANCE COMPANY_______ <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated ___Q_U2;?/O&. n_..' The <br />Note states that Borrower owes Lender $95502.13 (U.S. Dollars) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />02/27/23 <br />(}') "Property" means the property that is described below under the heading "Transfer of Rights <br />in the Property," <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />o 1-4 Family Rider <br /> <br />D Condominium Rider <br />[] Planned Unit Development Rider <br />o Biweekly Payment Rider <br /> <br />o Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable <br />final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments <br />and other charges that are imposed on Borrower or the Property by a condominium association, <br />homeowners association or similar organization. <br /> <br />Page 1 of 10 <br /> <br />NE-2030- 1206 <br />