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<br />PARTIES: This Deed of Trust is made on 02/15/2008 among, the Grantor, JEFFREY S RICHARDSON and JANE L RICHARDSON,
<br />HUSBAND AND WIFE ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of..
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 47 KUESTER LK, Grand Island, Nebraska 68801..8609
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />LOT TWENTY..NINE (29) LOCATED ON THE WEST SIDE OF THE EAST PORTION OF KUESTERS LAKE, BEING PART OF THE
<br />EAST HALF OF THE SOUTHWEST QUARTER (E1/2/ SW 1/4) OF SECTION THIRTEEN (13), TOWNSHIP ELEVEN (11) NORTH,
<br />RANGE NINE (9) WEST OF THE SIXTH (6) P.M., IN HALL COUNTY, NEBRASKA
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 02/15/2008
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on October 01,2013 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $100,989.88, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants cor:.tained in this deed of tru~t, with interest on such disbursemer.ts.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iClttached to this deed of trust and made a part hereof has
<br />o be<:n disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and" ny ridon d,,,rib" abovo ';go,d by Borrow", ~ ~
<br />
<br />
<br />AN L RICH RDSON
<br />
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 02/15/2008
<br />By JEFFREY S RICHARDSON and JANE L RICHARDSON, HUSBAND AND WI
<br />
<br />My commission expires: 5../ () ^ 20! I 7L~/L/7M
<br />
<br />
<br />GENERAL NOT MY . Sta1& of Nebraska
<br />L1SAR.MAYER
<br />My Comm. Ex!). Mlrt 10. 2011
<br />
<br />
<br />
<br />
<br />Notary Public)
<br />
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