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<br />200801608 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal ) <br />-Borrower <br /> <br /><IIi,-6INEI (0407).02 <br /> <br /> <br />11~ A- (J~ <br /> <br />LANCA A PENATE <br /> <br />(Seal ) <br />Borrower <br /> <br />(Seal ) <br />-Borrower <br /> <br />(Seal ) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1/01 <br /> <br />: ~ <br />