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200801606 of sale, the following desoribed property located In the County of Hall County Lot six (6) in Block "B" of Boehm's Subdivision to the City of Grand Island, Hall County, Nebraska. which currently has the address of ] 0] 8 West Lou; se Street [Street] ("Property Address"): Grand Island [City] ,Nebraska 68801 [Zip Code] TOGETHER WITH all the Improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing Is referred to in this Security Instrument as the 'Property," Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower In this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's SUCC63sors and 8ssigns) has the right: to exercise any or all of those interests, Including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumberances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, aubject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and nonuniform covenants with limited variations by jurisdiction to constitute a unifonn security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Esc:row Items, Prepayment Charges, and Late Charge.. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or ali subsequent payments due under the Note and this Security Instrument be made In one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (0) oertified oheck, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. MEI'IlI M_1ood F<>nn .0211101 NEBRA8KA-8lngl. f....IIy....ANNIE MAIffi'IlEDDIE MAC UNIFORM IN8TRUMENT 4200055 (_30118""1100) Inltl.l"'~ t~ 1I','~'\'m\'! 1I\\\~I~lr+\I'l\ ",_,'w'" ,., H",","",\I"'".....~,,~