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<br />200801477 <br /> <br />(C) "Lender"is Washington Mltua.l. Bank <br /> <br />Lcndcr is a federal association <br />organi?:ed <md existing under thl: laws of The United States of America <br />Lemkr's address is 2273 N. Green Valley Parkway, Suite 14 , Henderson, NV' <br />89014 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee"is Mr. Thanas L:>cher <br /> <br />(E) "Note"means the promissory note signed by Borrower and dated February 6, 2008 <br />The Note states that. Borrower owes Lender Sixty One Thousand Five Hundred and No/lOO <br />Dollars <br />(U.S. $ 61,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than March 1, 2038 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepaYTTll:nt charges and Jatl: chargl:s <br />due under the Not.e, and all sums due under this Security Instrument, plus intcrest. <br />(H) "Riders" means all Riders to this Security InstrUTTll:nt that are executed by Borrower. Thl: following <br />Riders arc to bc executed by Borrower Icheck box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D VA Rider <br /> <br />D Condominium Rider D Second Home Rider <br />D PI"nnl:d Unit Devdopment Rider D 1-4 Family Rider <br />D Biweekly Payment Rider D Other(s) rspecify] <br /> <br />(I) "Applicable Law" means all controlling applicablc fedcral, state and local statutes, regulations, <br />ordinances and administrative 11lles and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that arc imposed on Borrower or the Property by a condominium association, homeowncrs <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originatl:d by <br />check, draft, or similar paper instrument, which is initiated through an dectronic terminal, tdephonic <br />instrument, computer, or m,lgndic hlpl: so as to order, instruct, or authorize a financial institution to dl:bit <br />or credit an account. Such term includes, but is not limited to, point-of.-sale transfers, automated teller <br />machinl: transa.dions, transfers initiuted by tekphone, wire transfl:rs, and automated clearinghouse <br />transfers. <br />(I.) "Escrow Items" means those items that are described in Section 3_ <br />(M) "Miscellaneous Proceeds" ml:ans any compl:nsation, settlement, award of dumagl:s, or procl:l:ds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Sl:ction 5) for: (i) <br />damagl: to, or destruction of, the Propl:tty; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations ot~ or omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgltge InsurllDce" means insurance protecting Lender against the nonpayml:nt of, or ddault on, <br />the Loan. <br /> <br />. -6(NE) (0407) <br />@ <br /> <br />Inili.l>: fA t>, P <br /> <br />0757208954 <br /> <br />Page 2 of 11) <br /> <br />Form 3028 1/01 <br />