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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160275709
<br />
<br />DEED OF TRUST
<br />
<br />THiS DEED OF TRUST ("Security Instrument") is made on January 24, 2008. The gnUltor is BERNARD F
<br />JOHNSON and HARRIETTE B JOHNSON, HUSBAND AND WIFE, whose address is 2716 W CHARLES,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sib'll the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St 1 P.O. Box 83009, Lincoln, Nebraska 68501 . ("Tmstee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St 1 PO Box 83009, Lincoln, Nebraska 68501 ("LEmler"). BERNARD F JOHNSON
<br />and HARRIETTE B JOHNSON owe Lender the principal sum of Eleven Thousand Six Hundred Sixty-five
<br />and 42/100 Dollars (U.S. $11,665.42), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as t1lis Security Instmment (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, ifnot paid earlier, due and payable on March 15, 2017. This Security
<br />Instrument stx..'Ufes to Lender: (a) the repayment of tile debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications ofthe Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security ofthis Security Instmment under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument ,Uld the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Tmstee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 2716 W CHARLES, Grand Island, Nebraska 68803
<br />Legal Description: LOT 15, BLOCK 17, ASHTON PLACE, AN ADDITION TO THE CITY OF
<br />GRAND ISLAl\'D, HALL COUNTY, NEBRASKA, EXCEPTING THEREFROM THE NORTH
<br />SEVEN FEET HERETOFORE CONVEYED TO THE CITY OF GRAND ISLAND, NEBRASKA BY
<br />QUIT CLAIM DEED RECORDED IN BOOK 115 PAGE 363
<br />Parcel ID/Sidwell Number: 400012766
<br />
<br />TOGETHER WITH all the improvements now or hereall(,'f erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security lnstmment. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, exeept for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, sUQject to
<br />any encumbrances of record.
<br />
<br />@2004,2007CopyrightCompli,"""Systems,il",. 8C9C.7431 .2007.01.201
<br />COJ1llumer Real Estate - Sec\Uity Instrument DL2036
<br />
<br />P'i<" 1 of8
<br />
<br />www .compliancesystoms .~~om.
<br />800-968-8522 - F"" 616-9>6-1868
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