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<br />(C) "Lender" ill WELLS :FARGO BAn, B.A.
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<br />200801439
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<br />Lender is a NA1'IONAL ASSOCIATION
<br />organized and existing under the laws of THE trNI'l'ED STATES
<br />Lender's address is P.O. BOX 11701, .NliWAlUC, NJ 07~O~4701
<br />
<br />Lender is the ben~ficiary under this Security Instru.n),ent.
<br />(D) "T01stee" is U.S. BA!U<. TRUST COMPAItlY N.A
<br />111 SW FIFTH AVENUE, PORTLAND, OK '7304
<br />(E) "Note" means the PtomiS:!lory note signed by Borrower and datedJAwAR.Y 30, 2008
<br />The Note stat~ that Borrower owes Lender SXXTY' TIlQt1SAND Am) 00/100
<br />Dollars
<br />(U.S. $ *,.,........60,000.00 ) plus interest. BOlTower has promised to pay this debt in reg\llar Periodic
<br />Payments and to pay the debt in full not later than MM.CE 01, 2038 .
<br />~z~~~::;,,, (F) "Property" means the propeny that is described below under the heading "Transfet of Rights in the
<br />'-.: h ,~ "
<br />::; Mr," .,c,l.. operty.
<br />..-. " -.'../.,. '>....... .
<br />;~':~:i,\,>t.. "Loan" means: the debt evidenced by the Note, plus wterest, any prepayment cWuges and late charges
<br />'>",i,i/::i;t(\ ''?ndtij.. nder the Note, and all swns due under tJ;m; Security Instrument, plU$ interest.
<br />\\1,iY~:,~~\ '~.(IQ -den" means aU Riders to this Security Instrument tbat are executed by Sorrower. The following
<br />'~~;:'<;}1: ~~'. are to be executed by Borrower [eheck box as applicable):
<br />C""," 51i '"
<br />::~(:*~;_t~. <:.; . Adjustable Rate Rider 0 Condominium Rider D Second Home Rider
<br />. "~/I/:::-._o\V: Balloon Rider B Planned Unit Development Rider 0 1-4 Family Rider
<br />ITACU r>.'<' D VA Rider Biweekly Payment Rider ' LJOtbens) r~~ifvl
<br />E- 3FROH MORTGAliE ADDIMIUM
<br />
<br />. .
<br />
<br />(I) "Applieable Law" means all contro1ling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative roles and orders (that have tbe effect of law) as well as all applicable fio.al,
<br />non-appealable judicial opinions.
<br />(J) "Community 4ssociatiQu Dues, Fees, and Assessments" means all dues, fees, ass~s~ments and other
<br />charges that are imposed on Borrow~ or the .fropeny by a condominiwn association, homeowners
<br />association or similar organization.
<br />(K) "Electtomc Fuods Tra."sfer" means any transfer of funds, other than s. transactiQ~ originmet;l by
<br />eheck, draft. or similar papEl{ instrume,nt, whieb is initiated through an electronic term.inal, telephonic
<br />instrument, wmputer. or magnetic tape so as to Order, instruct, or authorize a financial insHtution to debit
<br />or credit an account. Such term includes, but is not limited to, pointaof-sale transfers, automated teller
<br />machine transactions, trnnsfers initiated by telephone, wire transfers, and automated. clearingbol,lse
<br />transf~s.
<br />(1.) "Escrow Items" means those items that are described in Se<:tion 3.
<br />(M) "Miscellaneous Proc:etds" means any cOOlpewation, settlem.ellt, award of damages, or proceeds paid
<br />by any third pany (other than insurance proceeds paid under the coverages described in SectiOn 5) for: (i)
<br />damage to, or destruction of, the Ptoperty; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or 0....) misreprt5CDmtions of, or onnssions as to. the
<br />value andlor condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />
<br />.. -6(NE) fOOO~1
<br />l!)
<br />
<br />1rI ~aIS; A/.( /1-1
<br />,"~e2"fl$ --,'
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<br />Form 3028 ',01
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