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<br />200801397 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~ #tf?~ <br /> <br />(Seal) <br />.Borrower <br /> <br />Michael S. Pedersen <br /> <br />, <br /> <br />~~ p~ vtet3'f>1] <br />Victoria A. Pedersen <br />(Sign Original Only) <br /> <br />(Seal) <br />.Borrower <br /> <br />002005027142 <br />q-6A(NE) (0407).01 <br /> <br />Page14of15 <br /> <br />Form 3028 1/01 <br /> <br />CitlMortgage 3.2.13.21 VI <br />