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<br />20080136; <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />.-6(NEI (0407),02 <br />~ <br /> <br />'t~w,t ~/\. <br /> <br />FRANCIS W JOHNSON JR <br /> <br />~. . '- U'Li A~- I( J fJ1~-".. <br /> <br />IE K JOHNSON <br /> <br />Page 14 of 1 5 <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />Form 3028 1/01 <br />