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<br />Prepared by: Wells Fargo Financial, Inc.
<br />800 Walnut Street
<br />Des Moines, Iowa 50309
<br />
<br />
<br />10
<br />
<br />Retwm..46:
<br />
<br />WELLS FARGO pR-r A ~NEBRASKA, INC.
<br />2319 NORTH WEBB-R-frJtfr.
<br />G~Errsr:AND, NE 68~03
<br />
<br />DEED OF TRUST
<br />
<br />5 S, So
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words arc defined in
<br />Sections 9, 11, 16, 18 and 19. Certain rules regarding the usage of words used in this document are also
<br />provided in Section 14.
<br />
<br />'(A) "Security Instrument" means this document, which is dated 02/08/08
<br />with all Riders to this document.
<br />(B) "Borrower" is JEROD T DACK AND STEPHANIE A DACK l-!.\L~BAND AND
<br />.WIFE
<br />
<br />, together
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Wells Fargo Financial Nebraska, Inc. Lender is a corporation organized and
<br />existing under the laws of Nebraska. Lender's address isn 19 NORTH WEBB ROAD ....._~_________~..
<br />GRAND ISLAND. NE 68803 .........._..._..... . Lender is the beneficiary under this Security
<br />Instrument.
<br />(D) "Trustee" isf.IRST AMERICAN TITLE
<br />(E) "Note" means the promissory note signed by Borrower and dated ___---.9P98/08 . The
<br />Note states that Borrower owes Lender $87150.62 (U.S. Dollars) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />02/13/38
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights
<br />in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The
<br />following Riders are to be executed by Borrower [check box as applicable]:
<br />
<br />n Adjustable Rate Rider
<br />o Balloon Rider
<br />D 1-4 Family Ridcr
<br />
<br />D Condominium Rider
<br />D Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />D Othcr(s) [specify]
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable
<br />final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments
<br />and other charges that are imposed on Borrower or the Property by a condominium association,
<br />homeowners association or similar organization.
<br />
<br />Page 1 of 10
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<br />Nl;.2030-1206
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