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<br />WI'II!I. R:: J.J H ., T-A.: 4Z..ta'ae-LC> ev{'
<br />FINANCIAL FREEDOM SENIOR FUNDINGJ
<br />CORPORA TION, A SUBSIDIARY OF INDY MAC
<br />BANK, F.S.B.
<br />500 NORTH RIDGE ROAD STE. 500
<br />AT E GI 30350
<br />
<br />This Document Prepared By:
<br />FINANCIAL FREEDOM SENIOR FUNDING
<br />CORPORA TJON , A SUBSIDIARY OF INDYMAC
<br />BANK, F.S.B.
<br />1660 EAST ROSEVILLE P ARKW A Y, STE 100
<br />ROSEVILLE, CALIFORNIA 95661
<br />[Space Above This Line For Recording Data)
<br />~N --rn ". f- fA-V
<br />I L~tr'ders irs Choice
<br />State ofNe ra a 1785 Voyager Street
<br />Suite 100
<br />SlmiValley,cA93063ADJUSTABLE RATE
<br />
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />
<br />
<br />So. 50
<br />
<br />FHA Case No.
<br />
<br />321 -2495684/255
<br />3000124658
<br />
<br />THIS DEED OF TRUST ("Security Instrument" or "Second Security Instrument") is made on
<br />DECEMBER 20,2007 . The trustor is
<br />LARRY W. CRAVEN AND GLORIA J. CRAVEN, HUSBAND AND WIFE, AS JOINT TENAN TS
<br />WITH RIGHTS OF SURVIVORSHIP
<br />
<br />whose address is 3329 PRIMROSE DRIVE,
<br />GRAND ISLAND, NEBRASKA 68801
<br />LENDERS FIRST CHOICE, NE
<br />
<br />("Borrower"). The trustee is
<br />
<br />("Trustee").
<br />The beneficiary is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S. W.,
<br />Washington, DC 20410 ("Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts which Lender
<br />is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement
<br />dated the same date as this Security Instrument ("Loan Agreement"). The agreement to repay is evidenced by
<br />Borrower's Note dated the same date as this Security Instrument ("Second Note"). This Security Instrument secures
<br />to Lender: (a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment,
<br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />TWO HUNDRED THIRTY EIGHT THOUSAND FIVE HUNDRED AND 00/100 - - - - - - - - - - - - - - - - - - --
<br />
<br />-----..~------------___~________MW________W._______~._--------_~________.______w
<br />
<br />(U .S. $ 238,500.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to
<br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and (c)
<br />the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note. The
<br />full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on
<br />JUNE 29 , 2094 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described property located in HALL County,
<br />Nebraska:
<br />
<br />BI'53 : 09/06
<br />
<br />Page 1
<br />
<br />11111111111111 1111
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