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<br />200801005 <br /> <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of allY Hazardous Substances, <br />or thnlalen 10 release allY Hazardous Substallces, Oil or in the Property. Borrower shall not do, nor allow anyone else <br />to do. anything affecting the Property (a) that is in violatioll of any Environmental Law, (h) which creates an <br />Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a <br />conditioll that adversely affects the value of the Property. The preceding two sentences shall not apply to the <br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized <br />to be appropriate to normal residential uses and to maintenance of the Property (including, hut not limited to, <br />hazardous substances In consumer products). <br />Borrower shall promptly give Lender written notice of (a) any investigatioll, claim, demand, lawsuit or other <br />action by any governmental or regulatory agency or private party involvillg the Property and any Hazardous Substance <br />or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not <br />limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any <br />condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the <br />Properly. If Borrower learns, or Is notified by any governmental or regulatory authority, or any private party, that <br />any removal or other remediation of any Hazardous Substance alfectlng the Property is necessary, Borrower shall <br />promptly take all necessary remedial actions in accordance with Environmental Law, Nothing herein shall create any <br />obligalion on Lender for an Environmental Cleanup. <br /> <br />NON.UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22, Acceleration; Remedies, Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise), The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the date the notice Is given to Borrower, by <br />which the default must be cured; and (d) that failure to cure the default on or before the date specified in the <br />notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The <br />notice shall further Inform Borrower of the right to reinstate after acceleration and the right to bring a court <br />action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale. If the <br />default is not cured on or before the date specified in the notice, Lender at its option may require Immediate <br />payment In full of all sums secured by this Security Instrument without further demand and may invoke the <br />power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all <br />expenses Incurred in pursuing the remedies provided In this Section 22, including, but not limited to, reasonable <br />attorneys' fees and costs of title evidence, <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part <br />of the Property Is located and shall mall copies of such notice In the manner prescribed by Applicable Law to <br />Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, <br />Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, <br />without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and <br />place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee <br />determines. Trustee may postpone sale of aU or any parcel of the Property by public announcement at the time <br />and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale, <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements <br />made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses <br />of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and <br />reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; <br />and (c) any excess to the person or persons legally entitled to it. <br />23, Reconveyance, Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee <br />to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this <br />Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persolls legally <br />entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a <br />fee for reconveying the Property, but only if the fee Is paid to a third party (such as the Trustee) for services rendered <br />and Ihe charging of the fee Is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option. may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an illstrument recorded in the county in which this Security Instrument <br />is recorded. Without conveyance of the Property. the successor trustee shall succeed to all the tille, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br /> <br />NEBRASKAuSingle FamilyuFannie Mae/Freddie Mac UNIFORM INSTRUMENT. MERS <br />Form 3028 1/01 Page 9 of 11 <br /> <br />DocAfag;c ~ 800.649.7362 <br />www.docmag/c.com <br /> <br />s~ <br /> <br />/yLEJ) <br />