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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0166015751
<br />
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on January 17, 2008, The grantor is David L
<br />Christensen and Jeanne A Christensen, HUSBAND AND WIFE, whose address is 1820 Stagecoach Rd,
<br />Grand Island, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Contract. The obligations of Borrowers who did not sign the Contract are explained further in the section
<br />titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). David L Christensen and
<br />Jeanne A Christensen have entered into a Equity - Line of Credit ("Contract") with Lender as of Janullry 17,
<br />2008, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a
<br />***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADV ANCES)*** of Nineteen
<br />Thousand llnd 00/100 Dollars (U.S. $19,000.00) ("Credit Limit"). Any party interested in the details related to
<br />Lender's continuing obligation to makc advances to Borrower is advised to consult directly with Lender. If not
<br />paid earlier, the sums owing under Borrower's Contract with Lender will be due and payable on January 15, 2013.
<br />This Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest,
<br />including future advances, and all renewals, extensions and modifications ofthe Contract; (b) the payment of all
<br />other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the
<br />section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants
<br />and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of
<br />the debt and the trust herein created, irrevocably grants and conveys to Trustee. in trust, with power of sale, the
<br />following described property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 1820 Stllgecoach Rd, Grand Island, Nebraska 68801
<br />Legal Description: LOT THIRTY-EIGHT (38), REGENCY BY THE GREEN SUBDIVISION,
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />ParcellD/Sidwell Number: 400082527
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />
<br />"2(XI4-2007 Copyright Compliance Systems, I,,,,, 8C9C-OD88 - 2007.01.201
<br />COnSlIll:ll;:'t R~al EstatC' - Security In')trul11ent DL2036
<br />
<br />Page lof7
<br />
<br />www.compliancesystt=/'Ill,i.lmrn
<br />8(K~968-8522 - Fax 616.956-1868
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