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<br />(Space Above This Line For Recordi'l; Data)
<br />
<br />LOAN NUMBER: 0160275785
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on January 30, Z008. The grantor is EUGENE L
<br />MCINTOSH and GALEN E SEARS, UNMARRIED INDIVIDUALS, whose address is 1924 FREEDOM DR,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing tUlder the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). EUGENE L MCINTOSH
<br />and GALEN E SEARS owe Lender the principal sum of Twentywthree Thousand Six Hundred Eighty-seven
<br />and 00/100 Dollars (U.S. $23,687.00), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, ifnot paid earlier, due and payable on September 5, ZOI7. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions ofthe section titled Protection of Lender's Rights in the
<br />Property; and (c) the p(,'rformance of Borrower's covenants and agreements under this Security Tnstrum(,'nt and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in !nlst, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />
<br />Address: 1924 FREEDOM DR, Grand Island, Nebraska 68803
<br />Legal Description: SUB LOT 3, FREEDOM ACRES, GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA
<br />Parcel TO/Sidwell Number: 400155354
<br />
<br />TOGETHER WITH ail the improvements now or hcreaft(,'r ('Teeted on the property. and all easements,
<br />appurtenances, mul fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instnllnent. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised ofthe estate hereby conveyed and has the right to
<br />b'Tant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will delend generally the title to tlle Property against all claims and demands, subject to
<br />,my encumbnmces of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />!;) 2004-2007 ~opyrighl Compliance S}"lems, Inc. 8C9C-B995 . 2007.01.201
<br />CuuSumer Real Estate - SecUlity I~trument, DL2036
<br />
<br />Pa.ge 1 of~
<br />
<br />WWW.(lOm.pliQ.llM~YStta.r.lll.(10n.1
<br />800-968-8$22 - Fax 616-956.1868
<br />
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