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<br />200800933 <br /> <br />BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />ii@~B ~ <br /> <br />!3fJllldeJ 111. /(:vi <br />BRENDA M. ROOT <br />(Sign Original Only) <br /> <br />(Seal) <br />- Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />002005041302 <br />~-6A(NE) (0407).01 <br /> <br />Page 14 of 15 <br /> <br />Fonn 3028 1/01 <br /> <br />CitiMortgage 3.2.13.21 V3 <br />