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<br />epared by: Wells Fargo Financial, Inc.
<br />800 Walnut Strect
<br />Des Moines, Iowa 50309
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<br />Returfl to: WELLS FARCO fINft ~TCT A T NEBRASKA, INC.
<br />2319 NORTH WEB.,a.RQA&"-"'-'=-'"
<br />GRANp..lBt;A-ND~ NE 68liQ,3.",. '"
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<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are dcfined below and other words are defincd in
<br />Sections 9,11,16,18 and 19. Certain rules regarding the usage of words used in this document are also
<br />provided in Section 14.
<br />
<br />(A) "Security Instrument" means this document, which is datcd ,,01/24/08 .. ' together
<br />with all Riders to this document. ~iP\' DIl\; Co \{~~t (\1
<br />(B) "Borrower" is ~Oy C HOrKINS AND Dg~ HOPK NS, RlISBAND_b::ND _ ,_.
<br />FIFE
<br />
<br />,,~ -... .. ,
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Wells Fargo Financial Nebraska, Inc. Lender is a corporation organizcd and
<br />existing under the laws of Nebraska. Lender's address is2312 NORTH WEBB R01\I?
<br />GRAND ISLAND, N~.Ji8803__. Lcnder is the bcneficiary under this Security
<br />Instrument.
<br />(D) "Trustee" is FIRST AMERICAN--.IJI1EINSURAN.CE_COMP~AY
<br />(E) "Note" means thc promissory note signed by Borrower and dated 01/~4/08 . The
<br />Note states that Borrowcr owes Lender $54901.69 _on ,,___(U.S. Dollars) plus interest. Borrower has
<br />promised to pay this dcbt in regular Periodic Paymcnts and to pay the dcbt in full not later than
<br />01/29/38
<br />(F) "Property" mcans the property that is described below under thc heading "Transfer of Rights
<br />in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus intcrest, any prepayment charges and latc
<br />charges due undcr the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. Thc
<br />following Riders are to be exccuted by Borrower [check box as applicable]:
<br />
<br />[!] Adjustable Rate Rider
<br />o Balloon Rider
<br />[] 1-4 Family Rider
<br />
<br />D Condominium Rider
<br />D Planned Unit Development Rider
<br />[J Biweekly Payment Rider
<br />
<br />D Second Home Rider
<br />o Other(s) [specify]
<br />
<br />(I) " Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the cffect of law) as well as all applicable
<br />final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fecs, assessments
<br />and other chargcs that arc imposed on Borrower or the Propcrty by a condominium association,
<br />homeowners association or similar organization.
<br />
<br />Page 1 of 10
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<br />NE.2040-1206
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