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<br />200800849 <br /> <br />(C) "Lender" is 'l'ierOne Bank <br /> <br />Lender is a Savings Bank <br />organized and existing under the laws of UNI'l'ED S'l'A'l'ES OF AMERICA <br />Lender's address is 1235 N S'l'REE'l' LINCOLN NE 68508- <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is 'l'ierOne Bank <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated February 01, 2008 <br />The Note states that Borrower owes Lender EIGH'l'Y 'l'HOUSAND FIVE HUNDRED FIF'l'Y AND <br />00/100 Dollars <br />(U.S. $ 80,550.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than February 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) ''Loan'' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower Lcheck box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D VA Rider <br /> <br />D Condominium Rider D Second Home Rider <br />D Planned Unit Development Rider D 1-4 Family Rider <br />D Biweekly Payment Rider D Other(s) Lspecify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state 1md local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of~ or default on, <br />the Loan. <br /> <br />e-6(NE) (0407).02 <br />@ <br /> <br />P;;ge 2 of 1 5 <br /> <br />,.'"" -*-d <br /> <br />0110278212 <br /> <br />Fonn 3028 1/01 <br />