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<br />200800773 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />!/~ <br /> <br />(Seal) <br /> <br />Amy Clark <br /> <br />.Borrower <br /> <br />.~ -'L Y\...- <br /> <br />(Seal) <br /> <br />Michael Bykerk <br /> <br />~Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />~Borrower <br /> <br />[Space Below This Line For Acknowledgment] <br /> <br />STATE OF NEBRASKA, <br /> <br />Hall <br /> <br />County 55: <br /> <br />On this 24 th day of January 24. 2008 , before me, the undersigned, a Notary Public <br />duly commissioned and qualifIed for said county, personally came <br />Amy Clark, a Married Woman and Michael Bykerk, her Husband <br /> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br /> <br /> <br />GENERAl NOTARY. State of Nebraska <br />VICKY J. ZABKA <br />My Comm. Exp. Dec. 30, 2010 <br /> <br /> <br />-Notary Public <br /> <br />My Commission expires: December 30,2010 <br /> <br />NEBRASKA. Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 13 of 13 <br />