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<br /> '10 n .""0,." m <br /> m E i.7:.',;:":.:',) (") (f) 0 ~ <br /> ::r:- ." :J: r;'~:::> 0 -l <br /> CC> rn <br /> C c: rn -............-.,1 c J;>. N <br /> ..- Z n ::J: r""..\> t::_ Z --" ::a <br /> ~ n '" ~-~ ."'.. :;:0 --l r'l c:::> rn <br /> :c ~ 0 .-,"" F:l~.- CJ <br /> Z ~ ' ., z --< (~;) <br /> ..... ~ :~: ,~~~.,-- --r.~ c:::> :t'"..>> <br />N > W 0 (,1) <br />CSl C> ~ :J: l--" -." -'110..,- CO <br />CSl I'TI 'T\ ,n :~~ <br /> :"L C) (j) <br />OJ C} >""'" ::.JJ <br />CSl ::! t'n ~\ --U I" ;;0 p-I <br />CSl -t ['j'" ~ :3 r J;>. C) ::r1 <br /> ,'-- <br />-..J r- c> (J) --J ~:~: <br />-..J ,.." U'J C' <br /> (. f',.,) 7" In <br />w f,/i (' ::> --J _~.;lI <br /> m -C '-" '-" :'.':j <br /> :.0 --J (J) W :?~ <br /> C'. <br /> -::: (J) 0 <br /> C") <br /> r'YI <br /> Co>":) <br /> <br /> <br /> <br />[Space Above This line For Recording Data] <br /> <br />7P,50 <br /> <br />Loan No: 450800125 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21, Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 24, 2008 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Amy Clark, a Married Woman and Michael Bykerk, her Husband <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />State of Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated January 24, 2008 <br />The Note states that Borrower owes Lender <br />Two Hundred Forty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 240,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2038 <br /> <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc_ (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Initials: <br />