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<br />200800719 <br /> <br />BORROWER OCCUPANCY RIDER <br /> <br />This Borrower Occupancy Rider is made this 18th day of January <br />2008 , and is incorporated into and shall be deemed to amend and supplement the <br />Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date given <br />by the undersigned (the"Borrower") to secure said borrower's Note to <br />National City Mortgage a division of <br />National City Bank (the <br />"Lender") of the same date and covering the property described in the Security Instrument and <br />located at: <br /> <br />7256 W GUENTHER ROAD <br /> <br />ALDA, Nebraska 68810 <br /> <br />Additional Covenants. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />BORROWER OCCUPANCY COVENANT <br /> <br />Borrower agrees to occupy the property as borrower's principal residence within sixty <br />(60) days after the date of the Security Instrument. If Borrower does not so occupy the <br />property, Lender may, at its option, require immediate payment in full of all sums secured by <br />this Security Instrument. However, this option shall not be exercised by Lender if exercise is <br />prohibited by law as of the date of the Security Instrument. <br /> <br />By signing below, Borrower accepts and agrees to the terms and covenants contained in <br />this Borrower Occupancy Rider. <br /> <br />~:~~~~ <br /> <br />~dl J.k&~Y;fYV <br /> <br />BorrowerLORI A GIBSON <br /> <br />Borrower <br /> <br />Borrower <br /> <br />Borrower <br /> <br />Borrower <br /> <br />Borrower <br /> <br />Borrower <br /> <br />OCCRIDER <br /> <br />(04105 ) <br />