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<br />Record and Return To:
<br />United General Title Ins
<br />Fiserv-P.O. BOX 2590
<br />Chicago, Il 60690
<br />
<br />/10, .5c'
<br />
<br />SMITH, GERRY K
<br />
<br />This Instrument was prepared by:
<br />LUlZA RODRIGUES
<br />Citibank. P.O. Box 790017. MS 221. St. Louis. MO 63179
<br />
<br />Loan No.: 107102608017000
<br />
<br />DEED OF TRUST
<br />
<br />MIN: 100011511197779631
<br />
<br />THIS Deed of Trust is made this 12/1112007 between GERRY K. SMITH AND WENDY K. SMITH.
<br />HUSBAND AND WIFE (herein "Trustor"), whose address is 231 CAREY N. GRAND ISLAND. NE 68803, and
<br />First American Title Ins. Co., 13924 Gold Circle, Omaha, NE 68144, ("Trustee"), for the benefit ofCitibank, NA, a
<br />national banking association, whose home address is 3900 Paradise Road, Suite 127, Las Vegas, Nevada 89109
<br />(herein "Lender"), and Mortgage Electronic Registration Systems, l1~c., a corporation organimd under the luws of
<br />Delaware, whose address and telephone number is P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS
<br />(herein "Beneficiary"). Mortgage Electronic Registration Systems, Inc. is Beneficiary of this Deed of Trust solely
<br />as nominee for Lender and Lender's successors and assigns and the successors and assigns of Mortgage Electronic
<br />Registration Systems, Inc. The "Borrower" means thc individual(s) who has(ve) signed the Fixed Rate Home Equity
<br />Loan Note (the "Note") of even date herewith and in connection with this Deed of Trust.
<br />
<br />Trustor, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, WITH POWER OF SALE, the following described property locatcd in thc County of
<br />HALL, State of Nebraska:
<br />
<br />SEE ATTACHED EXHIBIT A FOR LEGAL DESCRIPTION
<br />
<br />which has the addrcss 01'231 CAREY N. GRAND ISLAND, NE 68803 (herein, "Property Address");
<br />
<br />TOGETHER with all the improvemcnts now or herealler erected on the property, and all easements, rights,
<br />appurtcnances and rents all of which shall bc decmed to be and remain a part of the property covered by this Deed of
<br />Trust; and all of the foregoing, together with said property (or the leasehold estate if this Decd of Trust is on a
<br />leasehold) ure hereinafter referred to as the "Property." Trustor understands and agrees that Beneficiary holds only
<br />legul title to the interests granted by Trustor in this Deed of Trust, but, if necessary to comply with law or custom,
<br />Bencficiary (as nominee for Lendcr and Lcndcr's successors and assigns) has the right to exercise any or all of those
<br />interests, including, but not limited to, thc right to forcclose and sell the Property; and to take any uction required of
<br />Lender including, but not limited to, releasing and canceling this Deed of Trust.
<br />
<br />CFX.F.SI-703-NE
<br />SMITH
<br />
<br />Ion
<br />
<br />Rev ised 08/0 I /2007
<br />ACAPS: 107102608017000
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