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200800367 co-signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the snms secured by this Security Instnllnent; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without thc c:()-sigller's consent. Snbject to the provisions of Section 17, any Successor in Interest of Borrower who assumes Borrower's obligations under Ihis Sec:urity Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Secnrity Instnnnent. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument nn less Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 19) and benefit the successors and assigns of Lender. 13. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; mId (b) any SUIllS already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the princ:ipal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 14. Notices. All notices given by Borrower or Lender in connection with this Security hIstrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to anyone Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at mIY one time. Any notice to Lender shall be given by dclivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Bom)wer. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender nntil adnally received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement tmder this Security Instrument. 15. Governing Law; Severablllty; Rules of Construction. This Security Instrument shall be govemed by fedcrallaw and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instnllllent arc subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the pm.tics to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreemcnt by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the contlicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean mId include the plural and vice versa; and (c) the word "may" gives sole discretion without mIY obligation to take any action. 16. Borrower's Copy. Borrower shall be given one copy of the Note mId of this Security Instrument. 17, Transfer of the Property. This loan may be declared immediately due and payable upon transfer of the Property securing such loan to any transferee, unless the acceptability of the assumption of the loan is established pursuant to Section 3714 of Chapter 37, Title 38, United States Code. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shalI provide a period of not less thall 30 days from the date the notice is given in accordance with Section 14 within which Borrower must pay all StllllS secured by this Security Instrllment. If Borrower fails to pay these slims prior to the expiration of this period, Lcnder Jllay lllvoke any remedies pennitted by this Security Instnunent without further notice or demmId on Borrower. 18. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale NEBRASKA-Single Family-UNIFORM INSTRUMENT ITEM T2697lB (030B)-MERS (Page 8 of JJ pages) GREATLAND . To Order Call: HOO-530-9393 0 Fax; 616-791-1131 ~