|
<br />Ii'
<br />
<br />-
<br />
<br />~I
<br />Ii
<br />
<br />'^"
<br />m
<br />."
<br />C
<br />(\ Z
<br />]:no
<br />m)>!~
<br />("')C/)
<br />~::c
<br />
<br />
<br />9
<br />CI'l
<br />:t
<br />
<br />,",,"
<br />C::'::>
<br /><~~
<br /><:x>
<br />
<br />("") if;
<br />o ~,
<br />c :t-,.
<br />z----j
<br />----j1'1
<br />-<0
<br />CJ "
<br />., ~.-
<br />:x fll
<br />)>. (Xl
<br />r ~.D
<br />r 'J>..
<br />(j)
<br />;:0<;
<br />:P-
<br />
<br />en
<br />(j)
<br />
<br /> m
<br /> z
<br /> i=rl
<br />C) :0
<br />rn
<br />r0 0
<br /> :I>
<br />C) CJ)
<br />C) :~
<br />(0
<br />CO -.,
<br />:0
<br />c:l c
<br />C) $:
<br />nl
<br />r'0 ..,--
<br />-,1
<br /> _.~
<br />CO ~,;..,.,
<br />0
<br />t---4
<br />
<br />~'\l"
<br />~ f;'
<br />
<br />4~ ~':;;'--~
<br />C,,~,t
<br />--,--,
<br />
<br />
<br />~ ('
<br />
<br />r_
<br />=
<br />:z:
<br />
<br />t---4
<br />~
<br />
<br />"-J
<br />IS
<br />G
<br />CO
<br />G
<br />G
<br />N
<br />CO
<br />-->.
<br />
<br />-0
<br />::3
<br />
<br />w
<br />
<br />C'....)
<br /><D
<br />
<br />---- ----
<br />
<br />[Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />~,
<br />\5'~
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated J A N U A R Y 1 0, 2 0 0 8 , together with all Riders to this
<br />document.
<br />(B) "Borrower" is CAR 0 LAS j M 0 N SAN D HOW A R 0 A S I M 0 N S, A S W j F E AND H U S BAN 0
<br />
<br />(C) "lender" is
<br />CORPORATION
<br />NEBRASKA
<br />
<br />PLATTE
<br />
<br />. Borrower IS the trustor under this Security Instrument.
<br />V ALL E Y S TAT E BAN K & T R U S T C 0 Lender is a
<br />organized and existing under the laws of THE STATF OF
<br />Lender's address is ???:1 SFCOND AVF KEARNEY, NF 68847
<br />, Lender is the beneficiary under
<br />
<br />this Security Instrument.
<br />
<br />(D) "Trustee" is U S BAN K T R U S TeD M PAN Y ,
<br />111 S W F 1FT H A V F N U E P 0 R T LAN 0, 0 R
<br />
<br />N A T JON A LAS S 0 C j A T JON
<br />gn04
<br />
<br />-
<br />(E) "Note" means the promissory note signed by Borrower and dated J A N U A R Y 1 0, 2 0 0 8 The Note states that
<br />Borrower owes Lender S j X T Y S EVE NTH 0 USA N 0 F I V E HUN 0 RED A N lJ NO! 1 0 0
<br />Dollars (U.S. $ 67, 50 0 . 0 0 ) plus interest
<br />Borrower has promised to pay this debt in regular PeriodiC Payments and to pay the debt in full not later than
<br />FEBRUARY 1, 2038
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property,"
<br />
<br />(G) "loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus interest.
<br />
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider D Condominium Rider D Second Home Rider
<br />
<br />D Balloon Rider
<br />
<br />D Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />
<br />[]] Other(s) [specify] N I F A FOR M E - :1
<br />
<br />D 1-4 Family Rider
<br />
<br />(I) "Applicable law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions,
<br />
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization,
<br />
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated c1ea.ringhouse
<br />transfers.
<br />
<br />(l) "Escrow Items" means those items that are described in Section 3,
<br />
<br />fM) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />other than insurance proceeds paid under the coverages described in Section 5) for: (i) dama e to, or destruction of, the Property;
<br />ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of con~emnation; or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan,
<br />
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument
<br />
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 u.s.e, @ 2601 et seq,) and its implementing regulation,
<br />Regulation X (24 C.F,R, Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA.
<br />
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK & TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2 2 2 3 SEe 0 N D A V E
<br />K EAR N E y, N E 6 8 847
<br />
<br />-f. ' /S
<br />
<br />( \\Jf
<br />
<br />NEBRASKA-Single Family-Fanni.. MeelFreddle Mac UNIFORM INSTRUMENT
<br />3028 NE DOT 1/01 PGl
<br />
<br />Form 3028 1/01 (page' of 7 peg....)
<br />
|