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<br />ECORDED RETURN TO:
<br />-'VA -t'~A _.td Kramer Mortgage Corp.
<br />A TTN: Post Closing
<br />400 South Quadrangle Drive, Suite A
<br />Bolingbrook, IL 60440
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<br />ISpace Above This Line For Recording Data)
<br />DEED OF TRUST
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<br />I FHA CASE NO,
<br />321-2489028-703
<br />
<br />Loan No. 7318439
<br />MIN No. 1001066-0007318439-0
<br />
<br />I
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on January 09, 2008. The trustor is ANDREW D
<br />WERTZ, a single man and JESSICA L BURKHARDT, a single woman ("Borrower"). The trustee is Thomas F.
<br />Vetters ("Trustee"). The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MERS"), (solely as nominee
<br />for Lender, as hereinafter defined and Lender's successors and assigns). MERS is organized and existing under the laws
<br />of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />Draper and Kramer Mortgage Corp. ("Lender") is organized and existing under the laws of the State of Illinois and
<br />has an address of 33 West Monroe Street, Chicago, IL 60603. Borrower owes Lender the principal sum of Eighty
<br />Thousand Nine Hundred Forty-One Dollars (U.S. $80,941.00). This debt is evidenced by Borrower's note dated the
<br />same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, ifnot paid earlier,
<br />due and payable on February 01, 2038. This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications ofthe Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security ofthis Security Instrument; and (c) the performance
<br />of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described Property located in HALL County, Nebraska:
<br />
<br />See Exhibit "A" attached hereto and made a part hereof for all purposes (Property Identification
<br />Number: 400102811)
<br />
<br />which has the address of 1041 SOUTH LOCUST STREET, GRAND ISLAND, NE 68801 ("Property Address");
<br />
<br />FHA NEBRASKA DEED OF TRUST
<br />(R&A) RA0213828 - tiners,ne - rev, 11/14/05
<br />
<br />6/96
<br />(Page I of 6 pages)
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