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<br />~ DEED OF TRUST
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<br />THIS DEED OF TRUST is made on 12/29/2007
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<br />c2t:..OD
<br />, among the Trustor,
<br />
<br />JAMES A HOLMES DEBRA L HOLMES HUSBAND AND WIFE
<br />
<br />(herein "Borrower"),
<br />
<br />Centris Federal Credit Union
<br />Beneficiary, Centris Federal Credit Union
<br />under the laws of United States Federal Credit Union Act
<br />343 N 114 Street. Omaha. NE 68154
<br />
<br />(herein "Trustee"), and the
<br />a corporation organized and existing
<br />, whose address is
<br />(herein "Lender").
<br />
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />
<br />LOT FIVE (5) IN BLOCK ONE (1) AND THE EAST TWENTY (20)
<br />FEET OF THE EAST HALF (E1/2) OF LOT "C" IN ELM PLACE
<br />ADDITION, AN ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />
<br />GRAND ISLAND
<br />
<br />which has the address of
<br />
<br />1322 1.1 DIVISION
<br />
<br />(City)
<br />
<br />(Street)
<br />, Nebraska 6111101 (herein "Property Address");
<br />(Zip Code)
<br />
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 1?/?9!?007
<br />and extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $ 44?OO nn , with interest
<br />thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner
<br />paid, due and payable on 01/03/2023 ; the payment of all other sums, with interest thereon, advanced in accordance
<br />herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of
<br />Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants
<br />that Borrower warrants and will defend generally the title to the Property against all claims and demands, SUbject. to. iJ.'
<br />encumbrances of record. #
<br />
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