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<br />State of Nebraska Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />o Construction Security Agreement 0 Master form recorded by
<br />
<br />1. DATE AND PARTIES. The date of this Deed of Trust is 01.03.2008
<br />their addresses are as follows:
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<br />and the parties and
<br />
<br />TRUSTOR: MICHAEL A. SMITH and RICHARD KIRSCHNER, UNMARRIED PERSONS
<br />Wood River, NE 68883
<br />
<br />o Refer to the Addendum which is attached and incorporated herein for additional Trustors,
<br />TRUSTEE: Heritage Bank
<br />110 E 9th Street, PO Box 487
<br />Wood River, NE 68883
<br />
<br />BENEFICIARY:
<br />
<br />Heritage Bank
<br />Organized and existing under the laws of the state of Nebraska
<br />110 East 9th Street
<br />P.O. Box 487 Wood River, NE 68883
<br />
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (hereafter defined), Trustor irrevocably grants, conveys and sells to Trustee, in trust for the
<br />benefit of the Beneficiary, with power of sale, the following described property:
<br />
<br />See Attached Exhibit A for legal Description.
<br />
<br />The property is located in HAll
<br />
<br />at 15832 W WOOD RIVER ROAD
<br />
<br />, WOOD RIVER
<br />
<br />, Nebraska 68883
<br />
<br />(County)
<br />
<br />(Address) (City) (Zip Code)
<br />
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, all
<br />diversion payments or third party payments made to crop producers, and all existing and future improvements,
<br />structures. fixtures, and replacements that may now, or at any time in the future, be part of the real estate described
<br />above (all referred to as "Property"). The term Property also includes, but is not limited to, any and all water wells,
<br />water, ditches, reservoirs, reservoir sites and dams located on the real estate and all riparian and water rights
<br />associated with the Property, however established.
<br />
<br />NEBRASKA. AGRICUL TURAL!COMMERcIAl REAL ESTATE SECURITY INSTRUMENT ~
<br />(NOT FOR FNMA, FHlMC, FHA OR VA USE, AND NOT FOR CONSUMER PURPOSES) /)iJjJf-'...- .--,
<br />~ @1993, 2001 Bankors Systoms, Inc., St. Cloud, MN Form AGCO-RESI-NE 1/17/2003 ~
<br />
<br />(page 1 of 8)
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