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<br />LOAN NUMBER: 0166015754
<br />
<br />DEED OF TRUST
<br />
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />
<br />THlS DEED OF TRUST ("Security Instrument") is made on December 7, 2007. The grantor is RONALD J
<br />WILLIS and LORI D WILLIS, HUSBAND AND WIFE, whose address is 4205 QUAIL LN, Grand Island,
<br />Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the
<br />Contract. The obligations of Borrowers who did not sign the Contract are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TicrOnc Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws ofthe United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). RONALD J WILLIS imd
<br />LORI D WILLIS have entered into a Equity - Line of Credit ("Contract") with Lender as of December 7, 2007,
<br />under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a
<br />***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADV ANCES)*** of Fifty
<br />Thousand and 00/100 Dollars (U.S. $50,000.00) ("Credit Limit"). Any party interested in the details related to
<br />Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. rr not
<br />paid earlier, the sums owing under Borrower's Contract with Lender will be due and payable on December 15,
<br />2012. This Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest,
<br />including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all
<br />other sums, with interest, advanclXI to protect the security of this Security Instrument under the provisions of the
<br />section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants
<br />and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in consid(''fation of
<br />the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br />following described property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 4205 QUAIL LN, Grand Island, Nebraska 68801
<br />Legal Description: LOTS FOURTEEN (14) AND FIFTEEN (15), IN EAGLE LAKE ESTATES
<br />SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />Parcel ID/Sidwell Number: 400210118
<br />
<br />TOGETHER WITH all the improvements now or hereafter erectal on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the forcgoing is referred to in this Security Instrument as tllC
<br />"Property. "
<br />
<br />!'J 2004.2007 Copyright Complianoo SY'tems, Inc, 8C9C-IFC9 - 2007.01.201
<br />Com\unor Row Estate - Security Instrument DL20:16
<br />
<br />Pab'"e I nf7
<br />
<br />www .corTlplia:ncesY!itl~rn!i .CUrTI
<br />800.968.8522. Fax 616.956.1868
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