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<br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br />~- <br />~'{' <br /> <br />Loan No: 450718035 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 20, 2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Bruce A. Ziemba, a Single Man <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Cen~alNationalBank <br /> <br />State of Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated December 20,2007 <br />The Note states that Borrower owes Lender <br />ThirtyFive Thousand DOLLARS and Zero CENTS <br />Dollars (U .S. $ 35,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than January 1, 2023 <br /> <br />NEBRASKA- Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (BOO) 446-3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Inilials: <br />