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<br />(Space Ahove This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160275444
<br />
<br />DEED OF TRUST
<br />
<br />THlS DEED OF TRUST ("Security Instrument") is made on December 26,2007. The grantor is NATHAN V
<br />MILLER and CHRISTINA M MILLER, HUSBAND AND WIFE, whose address is 4075 CRAIG DR,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily thc same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). NATHAN V MILLER and
<br />CHRISTINA M MILLER owe Lender the principal sum of Thirty-seven Thousand and 00/100 Dollars (US.
<br />$37,000.00), which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as
<br />this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full
<br />debt, ifnot paid earlier, due and payable on January 7,2015. This Security Instrument secures to Lender: (a) the
<br />repayment ofthe debt evidenced by the Note, with interest, and all rencwals, extensions and modifications of the
<br />Note; (b) the payment ofal! other sums, with interest, advanced to protect the security of this Security Instrument
<br />under the provisions ofthe section titled Protection of Lender's Rights in the Property; and (c) the performancc
<br />of Borrower's covenants and agreements under tllis Security Instrument and the Note. For this purpose, Borrower,
<br />in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />
<br />Address: 4075 CRAIG DR, Grand Island, Nebraska 68803
<br />Legal Description: LOT THIRTEEN (13), GRAND WEST FOURTH SUBDIVISION IN THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />ParcellO/Sidwell Number: 400415542
<br />
<br />TOGETHER WITH all the improvenlents now or hereafter erected on tlle property, and all casements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Sccurity Instrument. All of 010 foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has Ole right to
<br />grant and convey OlC Property and tllat the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />r!J 2004.2007 C"pyright Cmnpllance System" Il1c. RC9C-744D - 2007.01.201
<br />Consumer Real Esta.tt: ~ Security In<;;tnunent })L2036
<br />
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