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<br /> <br /> e () ~ <br /> :t: ,~"-.....:" m <br /> c: m (1', (':~:J. a <br /> n :x: ("::-~~:Jii U"") c::> ~ <br /> n z '" -..'> 0 -. <br /> C );~. <br />N ~ g C r:=:J -j N <br />W ...... :0 <br />s r"'r, -l fT1 0 m <br />s en ~ -.< 0 <br /> (,') <br />-.....J ~ ::E: (..) C) ""1 0 ;:I> <br />-->. <br />S ~ ..,., ,...::..,. -..J CJ) <br />-..J r" Z <br />CO ::n ;::.:,. C.~) ~ ~ <br />W , " ;.., =-.3 ,- ::u <br /> CJ !' r- 1:-- C) <br /> en ,\ (j) -..J C <br /> (\ CO ^ ;:: <br /> 0- ;r> CO ~ <br /> CJ1 ~......,......... <br /> -.J <.n W <br /> (f) i <br /> <br /> <br /> <br /> <br />11ft EtlY : -;;: y / <br />WHEN RECORDED MAIL TO: <br />Five Points Bank <br />Downtown <br />370 N. Walnut <br />Grand Island, NE 68801 <br /> <br />FOR RECORDER'S USE ONLY <br /> <br />^-, ~-...-.,.;~. <br /> <br />DEED OF TRUST <br /> <br />jj c:- <br />'/ (). ,,)0 <br /> <br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at anyone time $40,000.00. <br /> <br />THIS DEED OF TRUST is dated December 20, 2007, among RAFAEL C. HURTADO-CRUZ and ANITA NUNEZ <br /> <br />REYES, HUSBAND AND WIFE ("Trustor"); Five Points Bank, whose address is Downtown, 370 N. Walnut, <br /> <br />Grand Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five <br /> <br />Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802-1507 (referred to below as "Trustee"). <br /> <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE. for the benefit of <br />lender as Beneficiary. all of Trustor's right, title, and interest in and to the following described real property, together with all existing or <br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water <br />rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real <br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL <br /> <br />County, State of Nebraska: <br /> <br />LOT 2, BLOCK 32, ORIGINAL TOWN OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br /> <br />The Real Property or its address is commonly known as 211 W 5TH ST . GRAND ISLAND, NE 68801-4661. <br /> <br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Borrower whether or not <br />the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts <br />specified in the Note, all future amounts Lender in its discretion may loan to Borrower, together with all interest thereon; however, in no <br />event shall such future advances (excluding interest) exceed in the aggregate $40,000.00. <br /> <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all <br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to lender a Uniform Commercial <br />Code security interest in the Personal Property and Rents. <br /> <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL <br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS <br />UNDER THE NOTE. THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE <br />FOllOWING TERMS: <br /> <br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Trustor warrants that: (a) this Deed of Trust is executed at Borrower's request and <br />not at the request of Lender; (b) Trustor has the full power, right, and authority to enter into this Deed of Trust and to hypothecate the <br />Property; (c) the provisions of this Deed of Trust do not conflict with, or result in a default under any agreement or other instrument <br />binding upon Trustor and do not result in a violation of any law, regulation, court decree or order applicable to Trustor: (d) Trustor has <br />established adequate means of obtaining from Borrower on a continuing basis information about Borrower's financial condition; and (e) <br />Lender has made no representation to Trustor about Borrower (including without limitation the creditworthiness of Borrower). <br /> <br />TRUSTOR'S WAIVERS. Trustor waives all rights or defenses arising by reason of any "one action" or "anti-deficiency" law, or any other <br />law which may prevent Lender from bringing any action against Trustor, including a claim for deficiency to the extent lender is otherwise <br />entitled to a claim for deficiency, before or after Lender's commencement or completion of any foreclosure action, either judicially or by <br />exercise of a power of sale. <br /> <br />PA YMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Borrower shall pay to Lender all Indebtedness <br />secured by this Deed of Trust as it becomes due, and Borrower and Trustor shall perform all their respective obligations under the Note, <br />this Deed of Trust, and the Related Documents. <br /> <br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Borrower and Trustor agree that Borrower's and Trustor's possession and use of <br />the Property shall be governed by the following provisions: <br />