|
<br /> ;10 n tv>
<br /> m ::E: m
<br /> "'TI m :'""".....>
<br /> sa C 1...:;.::.....,). 0 (l~ C> Z
<br /> n t',':::::;." --I -~
<br /> Z '" ~ c, m
<br /> () ',' c: :r~ rv
<br /> =- 1: () CJ ,.."" -., t=:l Z ~-{ :n
<br /> )t 11 > ,i} :~-:::'J c:' " ,.-,., -.i r""f1 C) rn
<br /> n ..n rn (',., c-;, -, C) CJ
<br />I'\,) 01 '" ::r: c::> C") .',/'"'- -'1 C> )>
<br />S ,~,,,:.\~~ rv (-:) en
<br />s .... 0 " en '1 .. ~- --.J
<br />-..J .'''t, ;--\""' 2...
<br /> U\ ..."..... f---"
<br />...... II ~:-:, ::t-.... :::"TJ (J)
<br />S rn Z' - --0 r- -:-..:.r:J m_.J
<br />CJ) 0 iT1 ::3 r- J:.~ 0 :'CJ
<br />co I;;::' f-l c/} .
<br />CD (/) [. en :s::
<br /> 1\ (".....) ;.'"
<br /> :;> (:-. 1>- co rn
<br /> ~;'. -?
<br /> .,. ./ _C ---- ---- ::::j
<br /> OJ (f) <..0
<br /> Z
<br /> (f) 0
<br />
<br />
<br />
<br />[Space Above This Line For Recording Data)
<br />
<br />DEED OF TRUST
<br />
<br />~IN: 100416700004466265
<br />
<br />~~
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated December 17th
<br />all Riders to this document.
<br />(B) "Borrower" is Clarence G Smith and Brenda L Smith, husband and wife
<br />
<br />, 2007 ,together with
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CharterWest National Bank . Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 710 N Diers Avenue Suite ~ Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is First National Bank of Omaha 1620 Dodge Street, Stop 4300 Omaha, NE 68197-4300
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated December 17th 2007 . The Note
<br />states that Borrower owes Lender One Hundred Thirtv Two Thousand and 00/100
<br />Dollars (U.S. $132.000.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January I, 2028
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1-4 Family Rider
<br />
<br />o Condominium Rider
<br />o Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o Other(s) [specifY]
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Comm unity Associa tion Dues, Fees, and Assessmen ts" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Fu nds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point-of-sale transters, automated teller machine transactions, transfers initiated by telephone, wire transters, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(~) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or detault on, the Loan.
<br />
<br />NEBRASKA--Singlc Family--Fannie MaclFrcddie Mac llNIFORM INSTRUMENT
<br />9754.CV (11/07) 901544
<br />
<br />Form 3028 I/O I (page I of 8 pages)
<br />Creative Thinking, Inc.
<br />
<br />Return To:
<br />CharterWest National Bank
<br />710 N Diers Avenue Suite M
<br />Grand Island, NE 68803
<br />
<br />
|