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<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST is made this 19th day of December, 2007, by and among
<br />DOUGLAS SKEEN, a single person, herein referred to as "Trustor", whose mailing address is
<br />200 Chestnut St., AIda, Nebraska 68810; BRANDON S. CONNICK, hereinafter referred to as
<br />"Trustee", whose mailing address is P.O. Box 790, Grand Island, Nebraska 68802; and
<br />COMPETITIVE MORTGAGE, INC., a Nebraska Corporation, hereinafter referred to as
<br />"Beneficiary", whosemailingaddressis342lW.StateStreet.Plaza4.GrandIsland.NE 68803.
<br />
<br />For valuable consideration, Trustor irrevocably grants, transfers, conveys and assigns to
<br />Trustee, in trust, with power of sale, for the benefit and security of Beneficiary, under and
<br />subject to the terms and conditions ofthis Deed of Trust, the Trustor's interest in the following-
<br />described property located in the County of Hall, Nebraska, to-wit:
<br />
<br />Lot Eleven (11), Excepting a tract of land more particularly described in
<br />Quitclaim Deed recorded as Document No. 200505771, and all of Lot Twelve
<br />(12), Block Three (3), Brown's Addition to the Village of Aida, Hall County,
<br />Nebraska,
<br />
<br />together with all improvements, fixtures and appurtenances located thereon or in any way
<br />pertaining thereto, and the rents, issues, profits, reversions and the remainders thereof, including
<br />all such personal property that is attached to the improvements so as to constitute a fixture, all of
<br />which, including replacements and additions thereto, are hereby declared to be a part of the real
<br />estate conveyed in trust hereby, it being agreed that all ofthe foregoing shall be hereinafter
<br />referred to as the "Property".
<br />
<br />FOR THE PURPOSE OF SECURING:
<br />
<br />(a) the payment of indebtedness evidenced by Trustor's note of even date herewith in
<br />the principal sum ofFIFTY.TI-IREE THOUSAND NINE HUNDRED SIXTY AND Nonoo
<br />DOLLARS ($53,960.00), together with interest at the rate provided therein, or the principal and
<br />interest on any future advance not to exceed the total principal sum initially secured hereby as
<br />evidenced by promissory notes stating they are secured hereby, and any and all renewals,
<br />modifications and extensions of such notes, both principal and interest on the notes being
<br />payable in accordance with the terms set forth therein, which by this reference is hereby made a
<br />part hereof;
<br />
<br />(b) the performance of each agreement and covenant of Trustor herein contained; and
<br />
<br />(c) the payment of any sum or sums of money which may be hereafter paid or
<br />advanced by Beneficiary under the terms of this Deed of Trust, together with interest thereon at
<br />the rate provided in the note.
<br />
<br />To protect the security of this Deed of Trust, Trustor hereby covenants and agrees as
<br />follows:
<br />
<br />1. Payment of Indebtedness. To pay when due, the principal of, and the interest on,
<br />the indebtedness evidenced by the note, charges, fees and all other sums as provided in the loan
<br />instruments.
<br />
<br />2. Title. Trustor is the owner ofthe Property and has the right and authority to
<br />convey the Property and warrants that the lien created hereby is a first and prior lien on the
<br />
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