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<br />
<br />LOAN NUMBER: 8837
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS. Words used in multiple sections oflhis document are defined below and other words are defined
<br />in Sections 3, J L 13, 18, 20 and 2 L Cel1ain rules regarding the usage of words used in this document are also
<br />provided in Sectjon 16.
<br />(A) "Sel'urit)' Instrument" means this document, which is dated December 7, 2007, together with all Riders to
<br />this document. M1- fA
<br />(B) "Horrower" is MariAJ Mendoza and Migual A Mendoza Santamaria, whose address is 401 E 12th St.,
<br />Grand Ishllld. Nebraska 68801 who is/are the trustor(s) under this Security Instrument.
<br />(C) "Lender" is Pllthway Hank. Lender is a Corporation organized and existing under the laws of Nebraska.
<br />Lender's address is 306 S. High PO Uox 428, Cairo, Nebraska 68824 . Lender is the beneficiary under
<br />this Security Instrument.
<br />(D) "TruSlee" is Pathway Bank.
<br />(E) "Note" means the promissory note signed by Borrower and dated December 7, 2007. The Note states that
<br />Borrower owes Lender Sixty-eight Thousand and 00/100 Dollars (US. $68,000.(0) plus interest. Borrower
<br />has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />Februllty 29, 2008.
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Pwperty. "
<br />(G) "Lmlll" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by the Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />
<br />Adjustable Rate Rider Condominium RidermmiSecond I-Iome Rider
<br />HalloonRider Planned Unit Development RideI1,]Other(s)[specify]:
<br />1-4 Family Rider Biweekly Payment Rider
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ~)rdinances
<br />and administrative rules and orders (that have the effect of the law) as well as all applicable final. non-
<br />appealable judicial options.
<br />(J) "Community Association Dues, Fees, and Assessments" means i all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association. homeowners
<br />associatioJl or similar organization.
<br />(K) "Ekctronic Funds Transfer" means any transfer of funds, other than a transaction originated by check.
<br />drafl, or similar paper instrument, which is initiated through an electronic terminal, telephonic instnll11~'nt,
<br />computer, OJ' magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br />account. Such term includes, but is not limited to, point-of.sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that arc described in Section 3.
<br />(M) "MiscellancousProceeds" means any compensation, settlement, award of dmnages, or proceeds paid by
<br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction ()t~ the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means iusurance protecting Lender against the nonpayment ot~ or default on, the
<br />Loall.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for \0 principal and interest under tbe Note,
<br />plus (ij) allY amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. *2601 et seq.) and its implementing
<br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any
<br />additional or successor legislatioll or regulation that governs the same subject matter. As used in tbis Security
<br />Instrument, "RI::SPA" refers to all requirements and restrictions that are imposed in regard to a "federally
<br />
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