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<br />200'71 O~l86 <br /> <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sUlns due under this Security Instrument, plus interest. <br /> <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />exeCllted by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br /> <br />o Condominium Rider <br /> <br />o Second Home Rider <br /> <br />o Balloon Rider <br /> <br />D Planned Unit Development Rider <br /> <br />D Other(s) [specify] <br /> <br />o 1-4 Family Rider <br /> <br />D Biweekly Payment Rider <br /> <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances ,md <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br /> <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that arc <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br /> <br />(1.) "Electronic Funds Transfer" means any trm1sfer of funds, other thm1 a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through ml electronic terminal, telephonic instnllnent, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- <br />of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br /> <br />(M) "Escrow Items" means those items that are described in Section 3. <br /> <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of dmnages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(iv) misrepresentations of, or olllissions as to, the value and/or condition of the Property. <br /> <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br /> <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus <br />(ii) any amounts under Section 3 of this Security Instrument. <br /> <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. 92601 et seq.) and its implementing regulation, <br />Regulation X (24 c.F.R. Part 3500), as they might be mnended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject maUer. As used in this Security Instrument, "RESPA" refers to all requirements ,md <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage Joan" under RESPA. <br /> <br />(R) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />,ISSluned Borrower's obligations under the Note mId/or this Security Instrument. <br /> <br />ITEM T2698L2 (0308}-MERS <br /> <br />(Page 2 of 12 pages) <br /> <br />Form 3028 1/01 <br /> <br />GAEATLAND . <br />To Order Call; 1-800-530-93930 Fax: 616-791-1131 <br /> <br />NEBRASKA-Single Family-Fannie MaelFreddle Mac UNIFORM INSTRUMENT <br /> <br />[)f; <br />