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<br />2007102,84
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<br />may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property imd rights undtT this
<br />Security Instrument, including protecting ancl/or assessing the value of the Property, and securing ancl/or repairing the
<br />Property. Lender's actions ean include, but are not limited to: (a) paying any sums secured by a lien which has priority over
<br />this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Property
<br />and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property
<br />includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows,
<br />drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or
<br />off. Although Lender may take action under this Section 9, Lender docs not have to do so and is not under any duty or
<br />obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this
<br />Section 9.
<br />Any amounts disburscd by Lender under this Section 9 shall become additional debt of Borrower secured by this
<br />Security Instrument. These amounts shall bear interest at the Note rate from the datc of disbursement and shall be payable,
<br />with such interest, upon notice from Lender to Borrower requesting payment.
<br />If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. IfBon'ower
<br />acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lcnder agrees to the merger in writing.
<br />10. Mortgage Insurance. If Lender required Mortgage hlsurance as a condition of making the Loan, Borrower
<br />shall pay the prcmiums required to maintain the Mortgage Insurance in effect. It: for any reason, the Mortgage Insurancc
<br />coverage required by Lendcr ceases to be available from the mortgage insurer that previously provided such insurance and
<br />Borrower was required to make separately designated payments toward the prcmiums for Mortgage Insurance, Borrower
<br />shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at
<br />a cost substantially equivalent to the cost to BOITower of the Mortgage Insurance previously in effect, from an alternate
<br />mortgage insurer selected by Lender. If substantially cquivalent Mortgage llsurance coverage is not available, Borrower
<br />shall continue to pay to Lcnder the amount of the separately designated payments that wcre due when the insurance coveragc
<br />cea~cd to be in effect. Lender will aeccpt, usc and retain these payments as a non-refundable loss rcscrvc in lieu of MOIigage
<br />Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and
<br />Lender shall not be required to pay Borrower any interest or earnings on such loss rest:rve. Lender can no longer require loss
<br />reserve payments if MOligage Insurance coverage (in the amount and for the period that Lender requires) provided by an
<br />insurer selected by Lender again hecomes available, is obtained, and Lcndcr requires separately designated payments toward
<br />the pn:miums for MOIigage Insurance. If Lender required Mortgage Insurancc as a condition of making the Loan and
<br />Borrower was required to makc scparately designated payments toward the premiums for Mortgagc Insurance, Borrower
<br />shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until
<br />Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender
<br />providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects
<br />Borrower's obligation to pay interest at the rate provided in the Notc.
<br />MOltgage Insurancc reimburses Lender (or any entity that purchases the Note) for certain losscs it may incur if
<br />Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurancc.
<br />Mortgage insurers cvaluate their total risk on all such insurance in force li'om time to time, and may enter into
<br />agreements with other pmties th.lt share or modify their risk, or redl.lce losses. These agrcements are on terms and conditions
<br />that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may
<br />require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available
<br />(which may include funds obtained from MOIigagc Insurance premiums).
<br />As a result of these agreements, Lender, any purchaser of the Note, anothcr insurer, any reinsurer, any other entity,
<br />or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be
<br />characterized as) a portion of Borrower's payments 1'(.11' Mortgage Insurance, in exchange for sharing or modifying the
<br />mortgage insurer's risk, or rcducing losses. If such agreement provides that an aDiliate of Lender takes a share of the
<br />insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive
<br />reinsurance." Further:
<br />(a) Any such agreements will not affect the amounts that Borrowcr has agrecd to pay for Mortgagc
<br />Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for
<br />Mortgage Insurance, and they will not entitle Borrower to any refund.
<br />
<br />Nebraska Deed of Trust-Single fal1lily.Fallnie MaefFn,ddie -Mae UNIFORM INS"j-;-nuiViE;N"f
<br />--TilE COMPUtlNCE SOURO:, INC.---- Page 7 of IJ
<br />W\VW,co\'l1pliall~',csourc\~.com .
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<br />MERS Modified Forrn 3028 01101
<br />14~OJNF. 08100
<br />~nooo, Th~ CQl11pli'll1CC SOUI"('.c~ Inc.
<br />577RR96
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