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<br />200710174 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~....J 4~, <br /> <br />Russell Guon <br /> <br />(Seal) <br />-Borrower <br /> <br />~f;J d~1~-' <br /> <br />(Seal) <br />-Borrower <br /> <br />Tammie Gunn <br />(Sign Original Only) <br /> <br />002004824770 <br />.-6A(NE) (0407).01 <br />@ <br /> <br />Page14of1S <br /> <br />Form 3028 1/01 <br /> <br />CitiMortgage 3.2.11.07 V2 <br />