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<br />2007~OOBq <br /> <br />are to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o VA Loan Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Rate Improvement Rider <br />o Manufactured Home Rider <br /> <br />o Second Home Rider <br />o Biweekly Payment Rider <br />o Graduated Payment Rider <br />o Other(s): <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as wcll as all applicable final, non-appealable judicial <br />opInIOns. <br /> <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that arc imposed on Borrower or the Property by a condominium association, homeowners association or <br />similar organization. <br /> <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, <br />or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-salc transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br /> <br />(L) "Escrow Items" means those items that are described in Section 3. <br /> <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction ot~ the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Property. <br /> <br />(N) "Mortgage Insurance" means insurance protecting Lcnder against the nonpayment of, or default on, the <br />Loan. <br /> <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br /> <br />(P) "RESP A" means the Real Estate Settlement Procedures Act (12 U.S.c. ~2601 et seq.) and its implementing <br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />"RESPA" refers to all requirements and restrictions that arc imposed in regard to a "federally related mortgage loan" <br />even if the Loan does not qualify as a "federally related mortgage loan" under RESP A. <br /> <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />TRANSFER OF RIGHTS IN THE PROPERTY <br /> <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security <br />Instrument and the Note. For this purpose, Borrower irrevocably grants and convcys to Trustee, in trust, with power <br /> <br />Nebraska Deed of Trust-Single Family-Fannie Mae/Freddie Mac Uniform <br />Instrument <br /> <br />2 <br /> <br />Form 3028 01101 <br />14001NE 08/00 <br /><<:>2000, The Compliance Source, Inc_ <br />[Doc Id 6646 Rev. 01.15.07] <br /> <br />dJ- <br /> <br />~/ <br />