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<br /> L <br /> 0 iIQ <br /> ~ m <br /> "'" <br /> C <br />N J\ n Z <br />s <br />s Q % ~ 0 <br />-.J rt m ~ <br />s ~ n CI) <br />CO -~ :J: <br />CD <br />N <br />c.n <br /> <br /> <br /> <br />() ( :~"...,,:) I <br />X ;t.. c~.~ rJ. ("') C/l <br /> c:.:::J. c;::l <br />m ~'" """":l't... --2 0 --/ <br />() I' e:: l'~ r0 <br />:;.<;; ....~ '. >1::.:-':"'- Z --I <br /> :::::J (:.:'::::> <br /> -j IT' 0 <br /> , - (i-- c:= -< <br /> ~-J I:.............. c::> rr <br /> '~"f r"-) 0 ""T1 c:::> <br /> a '. s--. '1 <br /> ...,:; 4." -:l - <br /> f;J 7"+ :r:: rCl I <br /> P"1 """"\ ::0 })~ ','J,1 C) <br /> f1"1 t~ ::3 r--- _~:[J <br /> C) ;:. r J> (D <br /> C/') K ........ Vi CD <br /> f'--> ^ <br /> 0 !> rv <br /> G) '-"'" '--" <br /> W w (f) f <br /> C/l <br /> <br />DEED OF TRUST <br /> <br />/0 ..50 <br />PARTIES: This Deed of Trust is made on 11/15/2007 among, the Grantor, ROGER L HARMS and KATHY G HARMS, HUSBAND AND <br />WIFE ("Borrower"), <br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the <br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the <br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender"). <br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of <br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-oJ:' <br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the <br />"property") . <br />PROPERTY ADDRESS: 1314 W CHARLES STREET 1l6, Grand Island, Nebraska 68801-6483 <br /> <br />LEGAL DESCRIPTION: <br /> <br />LOT SIX (6) IN FRANCIS COURT SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br /> <br />Located in Hall County, Nebraska. <br />TITLE: Borrower convenants and warrants title to the property, except for <br /> <br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements <br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts <br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and <br />renewals thereof <br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): <br /> <br />II A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 11/15/2007 <br /> <br />II Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are <br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. <br /> <br />D Revolving line of credit agreement dated ~...__, with initial annual interest rate of % <br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Futurc advances under <br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. <br /> <br />The above obligation is due and payable on November 01,2012 ifnot paid earlier. <br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $22,555.50, plus <br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the <br />covenants contained in this deed of trust, with interest on such disbursements. <br />D Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. <br />D A copy of the loan agrecment containing the terms under which the interest rate may vary is attached to this deed of trust and <br />made a part hereof <br /> <br />RIDERS: ASSIGNMENT OF RENTS <br /> <br />DESIGNATION OF HOMESTEAD <br />Pursuant to the Farm Homestead Protection Act, designation of homestead il::1ttached to this deed of trust and made a part hereof has <br />D been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof <br /> <br /> <br />"gning below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page <br />d scribed a i ed by Borrower. <br /> <br />~~~ jJ ;;;;f1Mr~ <br />Y G HARMS <br /> <br />R <br /> <br />ACKNOWLEDGMENT: STATE OF NE <br /> <br /> <br />By ROGER L HARMS and <br /> <br />My commission expire,' <br /> <br />ry Public) <br /> <br />::/. <br /> <br />(// <br />