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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160272949
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on November 9, 2007. The grantor is MARK R
<br />CHRISTENSON and DEBRA J CHRISTENSON, HUSBAND AND WIFE, whose address is 1322 HAGGE
<br />AVE, Grand Island, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or
<br />Persons who sign the Note. The obligations of Borrowers who did not sign the Note are eXplained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The
<br />trustee is TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee").
<br />The beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America
<br />and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). MARK R
<br />CHRISTENSON and DEBRA J CHRISTENSON owe Lender the principal sum of Fourteen Thousand Eight
<br />Hundred Ninety-nine and 00/100 Dollars (U.S. $14,899.00), which is evidenced by the note, consumer loan
<br />agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for
<br />monthly payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on May 7,2008.
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and
<br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />the COUNTY of HALL, State of Nebraska:
<br />
<br />Address: 1322 HAGGE AVE, Grand Island, Nebraska 68801
<br />Legal Description: LOTS 46 & 47 IN HAGGES SUBDIVISION OF A PART OF THE NORTHEAST
<br />1/4 OF THE NORTHWEST 1/4 AND A PART OF THE NORTHWEST 1/4 OF THE NORTHEAST
<br />114 SECTION 28 IN TOWNSHIP 11 NORTH RANGE 9, WEST OF THE 6TH P.M., GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400041790
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Q 2004-2007 Copyright C"'npliallee Systems, loc. 8C9C.A2C3 . 2007.01.201
<br />Consumer Real Estat~ - S\=cutity rnstru~nt DL2036
<br />
<br />www.e~.tlnpliallce8ystemS.COm
<br />81JO.-96g"8522 " Fax 616.956.1868
<br />
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