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<br />,#.- -' <br /> <br />200709831 <br /> <br />Loan No.: 38164208 <br />File No.: NE-07-109062-DL <br /> <br />Dated: 11/5/2007 <br /> <br />Thomas J. Holthus, Atto ey at Law, Successor Trustee <br /> <br /> <br />Thomas J. Holthus, Attorney at Law. (NSBA #21587) <br /> <br />State of California } ss. <br />County of San Diego } <br /> <br />On \ IJr;/200+ before me, Brittany Logan-Ruble. Notary Public, personally appeared Thomas J. <br />Holthus. Attorney at Law personally known to me (or proved to me on the basis of satisfactory evidence) to be the <br />person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they <br />executed the same in hislher/their authorized capacity(ies), and that by hislher/their signature(s) on the instrument <br />the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. <br />WITNESS my hand and official seal. <br /> <br />Sign~X"I~(Seal) <br /> <br /> <br />BRITTANY LOGAN-RUBLE <br />Commission # 1765985 <br />:( .... Notary Public . California ~ <br />I'" San Diego County t <br /> <br />J~ _'~. _ _~~.~r~~~2~1.14 <br /> <br />If you have previously been discharged through bankruptcy, you may have been released of personal liability for <br />this loan in which case this letter is intended to exercise the note holder's rights against the real property only. <br /> <br />THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMA nON OBTAINED WILL <br />BE USED FOR THAT PURPOSE. <br /> <br />As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be <br />submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. <br />