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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160275002
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on November 12, 2007. The grantor is FRANK
<br />ZAVALA and NANCY ZAVALA, HUSBAND AND WIFE, whose address is 2529 W 5TH ST, Grand Island,
<br />Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Ptnon or Persons who si~'11 the Note.
<br />The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose
<br />address is 1235 'N' St 1 P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The beneficiary is TierOne
<br />Bank, which is organized and existing under the laws ofthe United States of America and whose address is 1235
<br />'N' St 1 PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). FRANK ZAVALA and NANCY ZAVALA owe
<br />Lender the principal sum of Forty-one Thousand Seven Hundred Thirty-nine and 93/100 Dollars (U.S.
<br />$41,739.93), which is evidenced by the note, consumer loan agreement, or similar writing dated tlle same date as
<br />this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full
<br />debt, ifnot paid earlier, due and payable on November 16, 2022. This Security Instrument secures to Lender: (a)
<br />the repayment oUhe debt evidenced by the Note, with interest, and all renewals, extensions and modifications of
<br />tlle Note; (b) tlle payment of all otller sums, with interest, advanced to protect the security of this Security
<br />Instrument Wlder the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and tlle Note. For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in tlle CO UNTY of HALL, State of
<br />Nebraska:
<br />Address: 2529 W 5TH ST, Grand Island, Nebraska 68803
<br />Legal Description: LOT FOUR (4), IN VIRDEN SUBDIVISION, IN THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA
<br />ParcellD/Sidwell Number: 400103974
<br />
<br />TOGETHER WITH all tlle improvements now or hereafter erected on the property, and all casements,
<br />appurtenances, ,md fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in tllis Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised orthe estate hereby conveyed and has the right to
<br />grant and convey the ProptOrty and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br /><02004-2007 Copyright Compli""ce SY"lerr., Inc_ 8C9C-F429 - 2007.01.201
<br />Conll~lJner Real Estal.e - Security Inst,rurncut DL2036
<br />
<br />t>age I of8
<br />
<br />www.compliancesY!lI.effi!l.com
<br />800-96R-K522 - !,,,,, 616-956-IK6K
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