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<br />200709169 <br /> <br />I'ruperty, Uurrowcr is not relieved of Horrowcr's obligation fllr the cOlllpletiull of such repair or <br />restoration. <br />Lender or its agent may make reasonable entries upon and inspections oCthe Property. If it <br />has reasonable cause, Lender may inspect the interior of the improvcments on the Property. Lender <br />shall give Borrower notice at the time of or prior to such an interior inspection specifying such <br />reasonable cause. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan <br />application process, Borrower or any persons or entities acting at the direction of Borrower or with <br />Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or <br />statements to Lender (orf~liled to provide Lender with material information) in connection with the <br />L,oan. Material representations include, but arc not limited to, representations concerning <br />Borrower's occupancy of the Property as Borrower's principal residence. <br />9. Protection of Lender's Interest in the Property and Rights Under this Security <br />Instrument. If (a) Borrower fails to perfonn the covenants and agreements contained in this <br />Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest <br />in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, <br />probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this <br />Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, <br />then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in <br />the Property and rights under this Security Instrument, including protecting and/or assessing the <br />value ofthe Property, and securing and/or repairing the Property. Lender's actions can include, but <br />are not limited to: (a) paying any sums secured by a lien which has priority over this Security <br />Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in <br />the Property and/or rights under this Security Instrument, including its secured position in a <br />bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property <br />to make repairs, change locks, replace or board up doors and windows, drain water from pipes, <br />eliminate building or other code violations or dangerous conditions, and have utilities turned on or <br />off. Although Lender may take action under this Section 9, Lender does not have to do so and is not <br />under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any <br />or all actions authorized under this Section 9. <br />Any amounts disbursed by Lender under this Section 9 shall become additional debt of <br />Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate <br />from the date of disbursement and shall be payable, with such interest, upon notice from Lender to <br />Borrower requesting payment. <br />Ifthis Security Instrument is on a leasehold, Borrower shall comply with all the provisions of <br />the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not <br />merge unless Lender agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of <br />making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in <br />effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be <br />available from the mortgage insurer that previously provided such insurance and Borrower was <br />required to make separately designated payments toward the premiums for Mortgage Insurance, <br />Borrower shall pay the premiums required to obtain coverage substantially equivalent to the <br />Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of <br />the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. <br /> <br />NEBRASKAuSingle Family--hnnie Mae/Freddie Mac UNIFORM INSTRUMENT' <br />Form 3:t) 1-1 (page ~~ages) <br /> <br />Initial Here <br />