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<br />J\.) <br />cS> <br />cS> <br />-.....J <br />cS> <br /><0 <br />en <br />-->. <br />-.....J <br /> <br />AS, <br />".1 <br />l;1 <br />II <br /> <br />~~'~ <br />-.. <br />"r r:1"') <br />t:.~ tr) <br />r-- AJ <br />.J> <br />U) <br />^ <br />)> <br /> <br />~~0 <br />'" <br />~I() <br />\! <br />CJ1 <br /> <br />:JO <br />m <br />""fI <br />c: <br />n Z <br />::cno <br />m )> ~!1 <br />n(l) <br />~:c <br /> <br />;-....~ <br />c--..:) <br /><::;::> <br />~ <br /> <br />o (f) <br />0-; <br />c:: J> <br />z--j <br />-;fT1 <br />-<0 <br />'3 ., <br />-'1'"1 <br /> <br />"}t <br />;::0 ':;'l <' <br />rn ~,-' <br />~~f" <br /> <br />"",~ <br /> <br />o l): <br /> <br />~t <br /> <br />~~ <br />t::-..:;l <br />c:: <br /> <br />CD <br /> <br />-0 <br />::3 <br /> <br />w <br /> <br />C,..) <br />("\) <br /> <br />........ "--' <br /> <br />(J'l <br />en <br /> <br />[Space Above This Line For Recording Data] <br /> <br />o <br />N <br />C) <br />C) <br />--J <br />o <br />CD <br />en <br />f-A <br /> <br />I, <br />?: <br />3'" <br />~ <br />1 <br />~ <br /> <br />-.,] <br /> <br />DEED OF TRUST <br /> <br />Loan No: 450714643 ~ <br />c-+ <br />(}~ <br /> <br />c'..........~ <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 8,2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Gerald J Howland and Sandra S Howland, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />State of Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated November 8,2007 <br />The Note states that Borrower owes Lender <br />EightyTwo Thousand Three Hundred Twenty DOLLARS and Zero CENTS <br />Dollars (U.S. $ 82,320.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than December 1, 2027 <br /> <br />NEBRASKA- Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446.3555 <br />LFI#FNMA3028 4/02 Page 1 of 13 Initials: <br />