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<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, 13, 18,20
<br />and 21_ Certain rule" regarding the usage of word" used in thi" document are also provided in Scction 16.
<br />
<br />(A) "Security Instrument" means this documcnt, which is dated November 5th
<br />all Ridcrs to this document.
<br />(B) "Borrower" is Cody_.L__~~~,,-,-~~~ and Kelly K. Simmons, as husband and wife
<br />
<br />,~, together with
<br />
<br />Borrower is thc trustor undcr this Sccurity Instrumcnt.
<br />(C) "Lender" is Pinnacle Bank
<br />is a bank organizcd and cxisting under thc laws ofthe State of Nebraska
<br />Lcnder's address is~2~GSt~~~t_<::entral City, NE 68826
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" iSl'ier()!1.~)!an\{__P,9. Box 83009 L!ncoln, NE 68501-3009
<br />
<br />_ Lender
<br />
<br />(E) "Note" means the promissory note signed by I:lorrower and dated ~~_",-ber 5th_______, _ 2_QQ1..... The Note
<br />states that Borrower owes LcnderOne Hundred Seventv Eil!:bt Tbousand Tbree Hundred and 00/100
<br />__________ Dollars (V.S. $17!!,3J!.(!,@ ) plus intcrest. Borrower has promised
<br />to pay this dcbt in regular Periodic Payments and to pay the dcbt in full not later than December 1, 2037
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and latc chargcs due under thc
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrumcnt that are cxccuted by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable];
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o J.4 F<IJl1ily Rider
<br />
<br />o Condominium Rider
<br />o Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Homc Rider
<br />o Other(s) [specify] ___-._____
<br />
<br />(I) "Applicable Law" mcans all controlling applicable federal, state and local stamtes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Oues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "I<:lectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic tem1inal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a t,nancial instimtion to debit or credit an account Such term includes, but is not limited
<br />to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "I<:serow Items" means thosc items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurancc proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value andlor condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />
<br />NRRRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM I~STRUMENT
<br />9754.CV (1105) 6898557140
<br />
<br />hrm 3028 1/01 (page J of 8 pages)
<br />Creative Thinking, Inc.
<br />
<br />GOTO(OU16B707)
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