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<br />200709477 <br /> <br />(C) ":Lender" is WBt.t.S FARGO sANX, N .A. <br /> <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing: under the laws of THE 'UNITED STATlB <br />Lender's address is P.O. BOX 11701, nWA1Ul;,;N.,. 071014701 <br /> <br />(I) "Applicable Law" meanll all controlling applicable federal, ,tate and local Iltatutell, regulations, <br />Jrdinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Coinmunity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium ll$l,looiation, homeowne1S <br />association or similar organi!ation. <br />(K) "Electron1<: Funds Transter" mew any tramfcr of funds, other than a tramlaction orisinated by <br />check, draft. or similar paper insttunlent. which is initiated through an electronic tenninal, telephonic <br />instroment, computer, or magnetic tape so as to order, instruct, or autho~ a financial institutlon to debit <br />O! credit an account. Such term includes, but is not limited to, point-of-sale uansfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and. automated. clearinghouse <br />tt:anafers. <br />(1..) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Froc:eedsll means any compensation, settlement, award of dinlaaes, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Propeny; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyooce in lieu of condemnation; or (lv) nusrepreaentatioll8 of, or omissions aa to, the <br />value and/or condition of the Property. <br />(N) "MOttgage Insurance" means insurance protecting Lender against the nonpayment of, or default on. <br />the Loan. <br /> <br />. .S(NE) (00081 <br />ti> <br /> <br />lniti818:~ <br /> <br />PII{le2ef 16 <br /> <br />Form 3028 1/01 <br />