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<br />After recording return to:
<br />CITIFINANCIAL, INC.
<br />
<br />(J)
<br />(J)
<br />
<br />(MD)
<br />
<br />2014 N LAWRENCE LANE
<br />GRAND ISLAND NE, 68803
<br />
<br />I DEED OF TRUST I
<br />
<br />THIS DEED OF TRUST is made this 1st day of November , 2007
<br />KARLA R. GYENES AND JAMES GYENES HUSBAND AND WIFE
<br />
<br />among the Trustor,
<br />
<br />Michael F. Kivett
<br />"Trustee"), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland
<br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803
<br />"Lender").
<br />
<br />(herein "Borrower"),
<br />(herein
<br />
<br />, whose
<br />(herein
<br />
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />
<br />THE FOLLOWING DESCRIBED REAL ESTATE TO~WIT: LOT SEVEN (7), BLOCK
<br />ELEVEN (11). IN GILBERTS ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />
<br />BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY WARRANTY DEED FROM
<br />JOLENE ANN BUCHHOLZ WIFE AND BARRY BUCHHOLZ HUSBAND AND SANDRA K.
<br />MARET WIFE AND KENNETH MARET, ET AL HUSBAND TO KARLA R. GYENES,
<br />DATED 06/11/2004 RECORDED ON 06/21/2004 IN INSTRUMENT NO 0200406158,
<br />IN HALL COUNTY RECORDS, STATE OF NE.
<br />
<br />which has the address of 1118 WEST 10TH STREET
<br />Nebraska 68801 (herein "Property Address");
<br />
<br />GRAND ISLAND
<br />
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property";
<br />
<br />To SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/01/2007
<br />and extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $ 91,279.51, with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 11 / 15 /2037 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />
<br />Nebraska 26876-4 1/98 Original (Recorded)
<br />
<br />Copy (Branch)
<br />
<br />Copy (Customer)
<br />
<br />Page 1 of 5
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