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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160272659
<br />
<br />L/ D, iD
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Secwity Instrument") is made on October 16, 2007. The b'l'antor is STEVEN N
<br />SCHMIDT and CHERYL M SCHMIDT, HUSBAND AND WIFE, whose address is 1315 N SHERIDAN PL,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws ofthe United States of America and
<br />.whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). STEVEN N SCHMIDT and
<br />CHERYL M SCHMIDT owe Lender the principal sum of One Hundred Twenty Thousand Five Hundred
<br />and 00/100 Dollars (U.S. $120,500.00), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note"), which provides for monthly payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on April 13, 2008. This Security
<br />instrument secures to Lender: (a) the repayment ofthe debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security ofthis Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Properly; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt ,md the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />
<br />Address: 1315 N SHERIDAN PL, Grand Island, Nebraska 68803
<br />Legal Description: LOT SIXTEEN (16) IMPERIAL VILLAGE THIRD SUBDIVISION, AN
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400047691
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on tlle property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and tllat the Property is unenLllmbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, su~ject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree a~ follows:
<br />
<br />(') 2004.2007 Copyright Cornpli",,,,o S,..teml, In", 8C9C.E2IO. 2007,01.201
<br />Con:nuner Rc:91 Estate. Security Instrument DL2036
<br />
<br />Pago 1 of8
<br />
<br />www.compliancesY!Jtems.CQm
<br />800-968-8522 - F"" 616-956-1868
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