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<br />200709303
<br />
<br />[Space Above This Line For Recording Datal
<br />
<br />DEED OF TRUST
<br />
<br />~
<br />~
<br />
<br />DEFINITIONS
<br />
<br />'"
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18. 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ JP:~MP.QZ. ... ...... ...... ... ... ... ... ., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .~I.G~!\'~Q .fy1...rm~~ AI\IP. R~T~A NYC.E/.~V~Q(lN.O .4~.Q Wl~~.. . . .. .. . ... ... .. . .. . .. . .. . .. . .. . ... .. . .. . . . . . . . .. . . .. . . . . . .
<br /> . .. . .. . .. .. . ..
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~~N~.Qf.QPNI,~~M"............................................................................................................. ... .
<br />Lender is a .GllR~OR4 TION. . .. . . . ... .. . .. . . . . . .. . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . .. . . . . . . . . . . .. . . . . .
<br /> . . . . . . .. organized and existing under
<br />the laws of . TK~ ;:;.l:~T~ llf. ~~QI;rM~I\. ... ... ... ... ... ... ... ... ... ... ... ... ... . Lender's address is . P.ll. ~.Q~.~7P/.QONJPH~N/.I\I~. .6.Qe~~.-OnQ. ... . .
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~~.~ .Q~ .QWWH~~. .~Q.~9.~ PQ. P.Q~W~.4~/.~~. ~~.&~?.............................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated .1.Q.~.Q.~.QQ?................................................... . The
<br />Note states that Borrower owes Lender nIljE.~tJ.NOR~O.lW~f)ln: fJVE.T~.QVSAf)ln I\IIjO.~PJ.1.QQ........................................................
<br />.................................................. Dollars (U .S. $ .1?MOP.-OP.......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... p,1;~M.QQe. ... ... ... ... . .. ... ..
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(0) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />o Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a tinancial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation. settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U .S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />:~~::;~~~;:~~".~~ .':::.i~~~:':;~~~:;/:,7,~~~, Moo UN'FORM 'NSTRUMENT C~ '-/i7u 1111111111111
<br />
<br />r.f: 1/2001 (page 1 of 7 eS J B 2 A 0
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