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<br />1/0,50
<br />
<br />LOAN NUMBER: 0160272678
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on October 23, 2007. The grantor is TOM J
<br />HALSTROM, A SINGLE PERSON, whose address is 1609 W KOENIG, Grand Island, Nebraska 68801 ; and
<br />ALICA R CRAMER, A SINGLE PERSON, whose address is 1609 W KOENIG, Grand Island, Nebraska
<br />68801 ("Borrower"). Borrower is not nocessarily the same as the Person or PeTsons who sign the Note. The
<br />obligations of Borrowers who did not sign the Note are explained further in the soction titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose
<br />address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The benclkiary is TierOne
<br />Bank, which is organized and existing under the laws of the United States of America and whose address is 1235
<br />'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Len(kT"). TOM J HALSTROM and ALICA R CRAMER
<br />owe Lender the principal sum of Twelve Thousand and OOIl 00 Dollars (U. S. $12,000.00), which is evidenced by
<br />the note, consume'r 10<ln ilb'Teement, or similar writing dated the same d<lte <lS this Security Instrument (the "Note"),
<br />which provides for periodic payments ("Periodic Payments"), with the Ii-III debt, if not p<lid earlier, due and
<br />payable on November I, 2012. This Security lnstnunmt secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment
<br />of all other sums, with interest, adviUlced to protect the socurity of this Security lnstnunent under the provisions of
<br />the section titled Protection of Lender's Rights in the Property; and (c) the perfimnance of Borrower's
<br />covenants and a6'Teements under this Security Instnllnent and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the tmst herein created, irrevocably grants and conveys to Tmstee, in tmst, with
<br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />
<br />Address: 1609 W KOENIG, Grand Island, Nebraska 68801
<br />Legal Description: LOT TWO (2), BLOCK TWENTY -ONE (21), CHARLES WASMER'S
<br />ADDITION, GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400108488
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, iUld fixtures now or hereailer a pmt of the property. All replacements and additions shall also be
<br />covered by this Secwity Instmment. All of the foregoing is rererred to in this Security Instnuncnt as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised orthe est<lte hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, sUQject to
<br /><lny encumbfiUlces of rocord.
<br />
<br />Borrower and Lender covenant and agree as f()llows:
<br />
<br />iQ 2004-2007 Copyright COI'l'lplil:l.lwe Sys.t~lJ.S; Ir~. HC9C-F92A - 2007,01.201
<br />COTlllllJner RC;'1.1 RlItMe - Sl,:;C\U"ity 1Il:>tnU"lM1.1 DL2036
<br />
<br />Page I of8
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<br />www,complianCC$yst.Cfng,COD.l
<br />HOO.96H-RS22 - F"-'< 616-956-IR6R
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